It’s 2032. You’re 62, ready to retire after decades of steady work and careful saving. You’ve done everything right.

Back in the 2020s, Donald Trump wrote an executive order giving private equity firms access to 401(k) plans. The pitch was irresistible: “higher returns,” “exclusive opportunities.” A chunk of your savings went into these funds, managed by “top professionals.” maga, baby! Right?

For years, the statements looked great. But those numbers were just estimates. The truth? The companies your fund owned were drowning in debt. When the economy turned, they collapsed—fast. But of course you didn’t know it because they’re not required to tell you anything. In fact, private equity firms do whatever they want and report to no one.

You are horrified to find out the value of your 401(k) has dropped 60%. meanwhile, private equity managers made tons of money off your money and living a good life, there’s nothing you can do to get your money back.

Now, at 62, your retirement is gone. Not because you didn’t save—but because someone else gambled with your future and kept the winnings.

This may sound like a drastic scenario, but it’s going to be a lot of people’s reality when they put blind trust into Trump’s new executive order and start handing the keys to their 401(k) over to reckless gamblers on Wall Street. For those of you who are not informed about the dangers of this insanity, here are just a few reasons you should not allow private equity firms to get anywhere near your 401(k);

Higher fees – Private equity investments often carry management fees and performance fees that can eat into retirement savings.

Lack of transparency – These funds often have complex, opaque structures, making it hard for workers to know exactly where their money is going.

Higher risk/volatility – Private equity targets illiquid, speculative investments that can swing wildly in value.

Illiquidity – Money can be locked up for years, unlike traditional 401(k) options that allow easier rebalancing.

Conflicts of interest – Private equity managers may prioritize their own profits over the retirement security of workers.

Potential for big losses – If a PE-backed company fails, workers’ retirement funds could take a direct hit.

No guaranteed returns – Historical high returns in private equity are not assured, especially if the market is oversaturated with PE funds.

Reduced regulatory oversight – These investments often operate under looser rules than publicly traded securities.

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Why isn’t Trump telling the public about this? He doesn’t care. He’s never even spent any of his own money or lost any of his own money. He spends other people’s money, and then just files bankruptcy when he runs out of it. He’s projecting his own recklessness and risktaking on workers now, giving the ultra rich access to $7 trillion piggy bank one of the American workers. Hopefully you are not OK with this. Sadly, many ignorant people will jump right on board like they have everything else.